Resource Center

Documents

DOJ, HUD, FHFA, Federal Financial Regulators Comment Letter to The Appraisal Foundation

February 4, 2022

Documents

Statement of Interest on Appraisal Discrimination, Department of Justice

March 25, 2022

Documents

Comment Re: OSTP’s RFI on Public and Private Sector Uses of Biometric Technologies

Documents

FAQ About the Coronavirus Disease for Fair Housing Initiatives Program Grantees and Applicants

Documents

Information about SBA Disaster Assistance, Lines of Credit, and Related

Documents

Coronavirus Aid, Relief, and Economic Security (CARES) Act — Full Text

Reports & Research

An AI Fair Lending Policy Agenda for the Federal Financial Regulators

Algorithms, including artificial intelligence and machine learning models (AI/ML), increasingly dictate many core aspects of everyday life. Whether applying for a job or a loan, renting an apartment, or seeking insurance coverage, AI-powered statistical models decide who will have access to the foundational drivers of opportunity and equality.

Reports & Research

2021 Fair Housing Trends Report

The National Fair Housing Alliance (NFHA) has produced a report since the mid-1990s about the fair housing trends of the prior year. Over the years, the seven to 10 page report turned into a 100+ page treatise on myriad fair housing issues and trends. In 2021, NFHA has determined it will release information in a […]

Reports & Research

Where You Live Matters

Majority-white areas have more traditional finance outlets (banks, credit unions and mortgage lenders), more fitness and health services and fewer alternative finance establishments (check-cashing, payday lenders, pawn shops etc). Across the ten metros and the business categories analyzed, Baltimore, Detroit, Oakland, and Philadelphia in particular had some of the widest gaps in access to amenities […]

Reports & Research

Criteria for a Targeted Down Payment Assistance Program

According to the 2019 American Community Survey, homeownership among Black families is 30 percentage points below that of white families—a larger gap than existed in 1968 when the Fair Housing Act was passed. The disparity in homeownership rates is a large driver of the enormous racial wealth gap, with the median Black family having 13 […]

Reports & Research

Protecting Homeownership From the Impact of COVID-19

During and after the Great Recession, almost eight million homeowners nationwide lost their homes to foreclosure. While vacant and abandoned homes blighted many neighborhoods throughout the country, tight access to credit locked many prospective owner-occupants out of the market. As a result, foreclosed properties were overwhelmingly sold to investors, and ultimately more than five million […]

Reports & Research

Special Purpose Credit Programs

There is an increasing consensus that creditors must do more to address lending disparities for people of color. Director Kraninger of the Consumer Financial ProtectionBureau (CFPB) has promised steps to “help create real and sustainable changes in our financial system so that African Americans and other minorities have equal opportunities to build wealth and close […]

National Origin – Same Fair Housing Rights

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Fair Housing in a Disaster – Wildfire

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Fair Housing in a Disaster

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Housing Discrimination Unmasked Banner

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COVID-19 Sexual Harassment Banner

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Housing Discrimination Unmasked

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Pre-Roll Video – Disaster Relief Flood 2020

No Strings Attached

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