Blog & Resources
Resource Center
Documents
Re: USPAP Fifth Exposure Draft and Advisory Opinions: Nondiscrimination Language
Re: CDFI Certification Application (OMB Control Number: 1559:0028)
Letter to FHFA Re: FHLBs
FHFA FinTech RFI Comment
NFHA Comments on OSTP RFI on Data for Racial Equity
Letter to Congress Re: PAVE Priorities for Appraisal Reform Legislation
Reports & Research
Privacy, Technology, and Fair Housing – A Case for Corporate and Regulatory Action
What would you do if you discovered that your application for a mortgage or a rental unit was rejected—and that the denial was due to discrimination? You could, if motivated, appeal the decision with the bank or landlord, file a complaint with your local fair housing center, or hire an attorney to seek a remedy […]
2023 Fair Housing Trends Report
The 2023 Fair Housing Trends Report is the latest in a series of annual reports about fair housing trends that NFHA has produced since the mid-1990s. The data compiled in this report is from fair housing complaints in 2022. Use the visualization below to see how your state fared.
THE BAD HOUSING BLUES: Discrimination in the Housing Choice Voucher Program in Memphis, TN
Memphis, Tennessee has a long history of racial bias and economic inequality, and often, these forces have worked hand in-hand. Memphis is where Dr. Martin Luther King, Jr. traveled to stand with Black sanitation workers in protest of inequitable wages and unsafe working conditions in April 1968. While it has been 54 years since Dr. […]
2022 Fair Housing Trends Report
This 2022 Fair Housing Trends Report is the latest in a series of annual reports about fair housing trends that NFHA has produced since the mid-1990s. The most important finding of this report is that the number of housing discrimination complaints increased significantly in 2021, despite the fact there were fewer agencies reporting complaint data. […]
Identifying Bias and Barriers, Promoting Equity: An Analysis of the USPAP Standards and Appraiser Qualifications Criteria
The appraiser has the power to determine the value of a mortgage borrower’s most important financial asset, which can hold the key to determining whether that borrower’s family can purchase a permanent home rather than rent, access credit on reasonable terms, or build wealth for their family and generations to come. Over time, Americans have […]
An AI Fair Lending Policy Agenda for the Federal Financial Regulators
Algorithms, including artificial intelligence and machine learning models (AI/ML), increasingly dictate many core aspects of everyday life. Whether applying for a job or a loan, renting an apartment, or seeking insurance coverage, AI-powered statistical models decide who will have access to the foundational drivers of opportunity and equality.
Article
Advocates call on top Democrats for $100B in housing investments (The Hill)
Advocates are calling on top Democratic lawmakers to allocate $100 billion for housing investments in the party’s multitrillion-dollar reconciliation bill. Three civil rights and fair housing groups penned a letter to top House and Senate Democrats on Monday, urging them to include the money in targeted first-generation down payment assistance in the $3.5 trillion bill to “take an initial step to reverse the harms of government-sponsored discrimination in the nation’s housing finance system.” Read more here.
Print PSAs

National Origin – Same Fair Housing Rights

Fair Housing in a Disaster – Wildfire

Fair Housing in a Disaster

Housing Discrimination Unmasked Banner

COVID-19 Sexual Harassment Banner

Housing Discrimination Unmasked
Video PSAs

TV Ad – Spoken Word

Pre-Roll Video – Disaster Relief Flood 2020
Radio PSAs
Issue
Disparate Impact Rule
Background on this Issue In August 2019, HUD published a proposed rule that will drastically weaken the use of Disparate Impact theory in fair housing cases. Disparate Impact is a long-standing critical tool used to prevent housing discrimination. More than 45,000 comments were submitted opposing the administration’s proposal to dismantle Disparate Impact under the Fair […]