Here Comes the Bank, There Goes Our Neighborhood

How Lenders Discriminate in the Treatment of Foreclosed Homes

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Discriminatory practices rampant in America’s housing market have driven our nation’s foreclosure crisis. Already, a robust body of research has revealed that African-American and Latino borrowers received a disproportionate share of highcost subprime loans, often when they qualified for better, more sustainable loans. Further research demonstrates that foreclosures are not evenly distributed throughout our country’s neighborhoods, but rather are excessively concentrated in communities of color.